I'm an entrepreneur for the past 15+ years and location independent.
I'm an investor since 2006. Started with stocks then later on international real estate and in recent years going into crowd investing.
Been building the lifestyle that I always wanted for myself and over the years managed to find the right balance between staying in one place and travel. I go with my family for Workations, where we travel and work for 1-3 months every time.
I have a 4-year old daughter, which my wife and I are currently homeschooling.
Over the years, I realized how much I'm passionate about 3 things. Personal finances, Investments, and travel. Free Financial Self is the natural combination of all these.
It allows me to help others align their lifestyle goals and their finances, especially making people happier.
But to be frank, it took years to put the pieces together. Mentally, financially and even socially.
Travel and finances from an early age
As the son of a travel agent, my parents were always traveling to different destinations. Part of my childhood knowledge back then were capitals of different countries, flags, and even the ability to recognize airline companies by looking at airplanes in the sky. I now teach my daughter the same things.
I also remember that from a young age, the first section I opened in the newspaper was the financial section. And soon, I realized that you can exchange money and make a profit. I started trading USD for ILS and wise versa on the most accessible trading platform I had, my parents!
Fast forward 15 years, I decided to take a leap into the investments world, realizing you can earn more money this way. I took courses about investments in stocks, real estate, and stock options. I then started doing the first steps myself buying and selling shares. I remember how scary that was at the beginning.
Since then, I made many many investments and tried different ways to make money passively.
Becoming location independent & taking workations
How do we live?
We live a pretty frugal lifestyle. We don't overspend and find ways to save on things we need or eliminate costs completely when possible.
We don't have a fancy car, because that's doesn't make us happier people.
We don't have a big house (we live in a yurt), because that also does not make us happier. Think of maintenance, cleaning, and taxes.
We manage to save a lot of regular everyday costs because of that way of living in time and money.
I keep optimise our finances. Saving more, investing more and get ourselves familiar with new types of investments. I share all that on my monthly financial updates.
Our daughter is bilingual. We homeschool her, as we find we have the time and energy to do that and give her excellent world education.
MORE TIME WITH FAMILY
Shlomo got me on track - his no-nonsense assessment of my financial planning and systems was the wakeup call I needed. He truly cares about getting us on the fast track to a healthy financial plan and after our working together I transformed into a more structured and data driven financial man.
- Michael Michelini, Shenzen, China
FLEXIBILITY IN LIFE
Most entrepreneurs are too busy to even think managing their personal finances beyond the day to day, let alone planning for retirement. And yet it's when entrepreneurs are young that they need to start saving and investing, and not just investing in their own startups. Shlomo understands the entrepreneurial mindset and the special challenges entrepreneurs face when it comes to financial planning, and knows how to work with the most challenged of us to create strategies that work.
- Josh Steimle, Utah, USA / Shenzen, China
MORE TIME FOR YOURSELF
Shlomo approaches financial planning from a refreshingly holistic viewpoint and is adept at asking the right questions to truly assess your financial health. Rather than merely dispensing financial advice, Shlomo becomes a valued mentor and provides highly relevant, concrete steps to help you achieve your financial goals.
His approach identified several flaws in my own financial planning and provided a necessary course correction to help me better align my actions with my goals. I highly encourage you to work with Shlomo and I am confident he will make a difference.
- Michael P. Toothman, Los Angeles, USA
LONGER VACATIONS
Shlomo's Free Financial Self program was way more helpful than I ever imagined. As a recently married entrepreneur living overseas, his questions and spreadsheets changed our outlook on money completely. We went from complete chaos to actual confidence in our future finances.
- Daniel Khonold, Tianjin, China
FINANCIAL STABILITY
Even with a degree in finance and relatively frugal spending habits, my financial life was nowhere near ideal as an expat. I had turned 30 a few years back and the pressure of getting serious about my financial future was becoming a heavier burden.
Shlomo helped me get clarity. I considered moving to a new place and needed to know the exact expenses for each of these choices.
Shlomo helped me make a decision and keep my priorities straight. He also helped me untangle my ambition and sort out my needs vs. my desires. Not only was the original planning phase enormously helpful but the follow-up calls helped me bounce back as my situation changed over the months.
My personality always seems to take me down new paths but armed with the two budgets Shlomo and I made together, I was able to keep myself on track and manage my expectations for my disposable income, investments, and my fund to support my continuing travels.
- Greg Curtin, Atlanta, Georgia